Subject: Modification Q1 -- Verify 03/02/2015

From: Qualification For 2015 <[email-masked]>
Date: Mon, 02 Mar 2015 06:57:02 -0800

Verification For
(HARP 2.0 Extended)

Criteria Changes for 2015

If you feel like you are dishing out too much on your home each month then you probably are. New changes to HARP 2.0 could make you now eligible even if you were not before.

By checking your eligibility now you could be one of the 53% of homeowners that saved on average 800/month while paying off their home on half the time.

** Refinance Rates Currently at 2.750%
Lock In Your Low Rate:
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HUD > Programs > Housing > Ref:#94440821

When petitioner M&G 3506e4854db479eb68a99414c832e3df USA, LLC (M&G), 3506e4854db479eb68a99414c832e3df the Point Pleasant Polyester Plant in 2000, it entered a collective-bargaining agreement and related 3506e4854db479eb68a99414c832e3df, Insurance, and 3506e4854db479eb68a99414c832e3df Award 3506e4854db479eb68a99414c832e3df (P & I agreement) with respondent union. As 3506e4854db479eb68a99414c832e3df here, the P & I agreement provided that 3506e4854db479eb68a99414c832e3df retirees, along with their 3506e4854db479eb68a99414c832e3df 3506e4854db479eb68a99414c832e3df and 3506e4854db479eb68a99414c832e3df, would receive a full 3506e4854db479eb68a99414c832e3df contribution towards the 3506e4854db479eb68a99414c832e3df of [3506e4854db479eb68a99414c832e3df care] benedfits; that such benefits would be provided for the duration of [the] Agreement; and that the agreement would be subject to 3506e4854db479eb68a99414c832e3df in three years.

Following the 3506e4854db479eb68a99414c832e3df of those agreements, M&G 3506e4854db479eb68a99414c832e3df that it would require 3506e4854db479eb68a99414c832e3df to contribute to the  of their health care benefits. Respondent retirees, on behalf of 3506e4854db479eb68a99414c832e3df and others similarly situated, sued M&G and related entities, alleging that the P & I agreement created a vested right to lifetime contribution-3506e4854db479eb68a99414c832e3df.

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The District Court dismissed the 3506e4854db479eb68a99414c832e3df for failure to state a claim, but the Sixth Circuit reversed based on the 3506e4854db479eb68a99414c832e3df of its earlier decision in International Union, United Auto, Aerospace, & Agricultural Implement Workers of Am. v. Yard-Man, Inc., 716 F. 2d 1476. On remand, the District Court ruled in favor of the retirees, and the Sixth Circuit affirmed.